Serving Granville County
Oxford's Premier Home, Auto &
Life Insurance Company
Life Insurance Company
We also offer a variety of coverage options for the following types of specialty insurance. Contact us at one of the links above and let us know your needs and we will see how we can best serve you.
Auto Insurance
Auto insurance helps you protect you and your family against financial loss in case of an accident or other cause of loss. It covers the injuries and damage caused by an accident and also the injuries and damage for which you are legally responsible. It may also cover the cost of repairing or replacing your vehicle if it is damaged or stolen. We offer a variety of coverage plans based on your specific needs. We have affordable car insurance regardless of your driving history.
Homeowners Insurance
Your home is perhaps your most valuable possession. You need the best home insurance coverage available at a reasonable price. Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. The homeowners insurance can be extended with additional options, such as earthquake or flood protection, increased limits for business personal property (medical equipment, medical library, home office), increased costs for demolition and building, or any other insurance need.
Renters Insurance
Don’t own your home? You can still protect your personal belongings in case of a covered loss, as well
as legal liability or medical expenses for visitors that are injured on your property. Renter’s insurance
coverage is an affordable way to protect you and your personal property in the event of a loss. There
are options for renters of houses, apartments, and mobile homes.
Life Insurance
If you have someone who depends on you, life insurance can help fill the financial gap left in the event you are no longer there to support them. It is difficult to imagine a time when you won't be there to help provide for your family. By preparing in advance, you'll have the peace of mind that comes from knowing you're protecting your family's financial future. That's why we developed several life insurance options to suit your needs and budget.
Boat and Personal Watercraft Insurance
Got a boat or other personal watercraft? You should be out on the water enjoying it! We offer
affordable coverage with a variety of options to cover your boat and equipment anywhere you go. We
also offer specialized coverage for personal watercraft, pontoons, classics, and performance boats.
There are several packages to choose from depending on your needs and budget.
Motorcycle and Off Road Vehicle Insurance
Got a motorcycle or ATV? Did you know they are not covered under your homeowner’s insurance? They are fun, but can be quite costly if you do not have the right insurance to cover damages. We can provide you with liability, physical damage (collision and comprehensive), and additional coverages for transport trailers and accessories.
RV or Motor Home Insurance
Whether you use your RV as a full-time home or for occasional road trips, insurance is a must.
Coverages are especially designed by people who know about riding the open road and are customized
for different uses of your RV. These can include full-timer coverage for people who use their RV as a
residence, campsite liability coverage, personal property coverage, and towing and roadside assistance.
Mobile Home Insurance
Your mobile home may be the biggest investment you ever make. Mobile homes are different from site-
built houses, and we understand the unique construction differences between them. Our coverage
takes into account those differences and offers you the best available options, including flexible
comprehensive coverage, liability coverage, and exclusions from common risks that make you
uninsurable with other carriers.
Business Insurance
There are several types of business insurance to cover different needs of your business, whether you are
a small upstart or a large corporation. We can do a business owner’s policy, which combines business
property coverage and liability coverage, general liability coverage, professional liability (also called
errors & omissions or E&O), workers compensation, and commercial auto insurance.
General Liability
General liability insurance helps protect you from claims that happen as a result of normal business
operations. These can include property damage, third party injuries, medical payments from said
injuries, and being sued for libel or slander. Costs can vary widely and depend on what type of business
you do.
Special Events
If you are hosting an event and the venue requires special insurance coverage, we can offer that too! A
special event policy is typically a short-term policy, such as 1 or 2 days, that covers general liability
(including liquor liability) coverage for the event.
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Need your questions answered now? Give us a call today at 919-603-1849